Does Comprehensive Car Insurance Cover Engine Failure. First lets look at so-called comprehensive coverage. You can take your car to any dealer or mechanic of your choice and you pay a 25000 deductible per visit no matter the number of components affected or cost of repairs.
A car insurance claim for engine failure would fall more under the. If the engine fails because of general wear and tear - such as with an older car - then you would not have any grounds to make a claim on your insurance as this is not covered. It covers things like theft vandalism glass and windshield damage fire accidents with animals weatheracts of nature etc.
Gap insurance wont cover engine failure but there are two types of coverage that will.
In fact the average car insurance policy will not cover any mechanical breakdowns on your vehicle whether its a blown engine a seized engine engine failure a faulty transmission or brakes. Besides that typical insurance policies will not cover a bad engine. It also covers damages to other peoples car and property that have resulted from a collision involving your car. The exception is if the mechanical problem or blown engine can be directly linked to a covered claim.
